Full Coverage, Deductible Coverage, and 3rd-Party Coverage. See description below "CDW Options" for details.
• FULL COVERAGE (price varies by vehicle class) - Available to drivers aged 26 and over. Covers damages to ANDY'S vehicle during the course of the rental contract. This Option also covers 3rd-Party vehicle/property damages up to $300,000 and 3rd-Party bodily injury up to $6,000,000 per accident. (see NOTE below).
• DEDUCTIBLE COVERAGE (price varies by vehicle class) - Available to drivers aged 21 and over. Covers damages to ANDY'S vehicle, with a $2,400.00 deductible. In the case of damages to ANDY'S vehicle, hirer is required to pay up to a total of $2,400.00. This Option also covers 3rd-Party vehicle/property damages up to $300,000 and 3rd-Party bodily injury up to $6,000,000 per accident. (see NOTE below).
• THIRD-PARTY LIABILITY COVERAGE (price varies by Vehicle Class) - Available to drivers 21 and over. This Option covers 3rd-Party vehicle/property damages up to $300,000 and 3rd-Party bodily injury up to $6,000,000 per accident. Hirer is responsible for ALL damages to ANDY'S vehicle. (see NOTE below)
NOTE: ANDY'S Loss Damage Waiver Policies are valid during the normal course of driving and will be deemed VOID if renter or any additional driver is using the vehicle in violation of any Laws of the Cayman Islands or fails to adhere to Terms and Conditions of ANDY'S RENTAL AGREEMENT. Damages caused by negligence, abuse, unauthorized drivers and isolated "ACTS OF GOD"(falling coconuts, etc.) are NOT covered by any of ANDY'S Loss Damage Waiver Policies**
CAR CLASS FULL COVERAGE DEDUCTIBLE COVERAGE 3rd PARTY COVERAGE
CCAR $17.95 $11/day $7/day
ICAR $17.95 $11/day $7/day
FCAR $19.95 $12/day $9.95/day
IFAR $20.95 $13/day $10/day
FFAR $20.95 $13/day $10/day
SJAR $23.95 $17/day $11.95/day
MVAR $23.95 $17/day $11.95/day
LVAR $23.95 $17/day $11.95/day
Regarding credit card coverage: we encourage customers to call their Credit Card company to find out about their specific coverage and of any vehicle type/geographic location restrictions their coverage might have.
When declining ANDY'S Coverage, the Hirer is responsible for all damages to ANDY'S vehicle and any Third-Party vehicle. We provide all the documents necessary to file the claim with your Credit Card company.
RE: American Express: Jeep Wranglers & 9-passenger Vans: American Express has stipulated that customers must call the number on the back of their card to confirm their coverage.
RE: Discover Cards: effective February 28, 2018, Discover Cards are no longer providing damage coverage for car rentals world-wide. When using a Discover Card for your rental, customer must accept either ANDY's Full Coverage or Deductible Coverage
Due to Credit Card Companies recent policy change whereby many of their Credit Cards no longer offer damage coverage for 9-passenger vehicles: Customers renting our Large Vans may only decline coverage if they provide us a written confirmation from their Credit Card Company which states they are covered for car rental vehicle damages to 9-passenger vehicles in The Cayman Islands. Customers who do not provide written confirmation of Credit Card Coverage have the option to purchase one of ANDYS Coverage offerings: Full Coverage (Coverage F) or Deductible Coverage (Coverage E).